Retirement Bliss? Hardly.

fp0123_familyfinance_c_mfDeath or boredom?

I’ll get back to you on that.

The concept of retirement has been around a long time. But since it’s inception it’s evolved.

In days gone by [around the time the Stones started touring the U.S.], most people were happy to work pretty much anywhere and die pretty much anywhere, because working and dying soon thereafter was considered a normal part of the human experience.

The short time between the day one decided to leave work behind forever and the day his eulogy was read was no more than a few years, so it made sense to take a few last walks on a beach before lights out.

Now a 60-year-old man in good physical and financial health is like an adolescent all over again, and, as you may remember, keeping them quiet for 5 minutes was a pain in the ass.

You’d have to lock them in a room and bolt the doors and windows.

Fast-forward 40 years or so and they reemerge, this time around with bucket lists that include 1] climbing specific mountains, 2] getting new and improved wives, 3] starting new business ventures…and/or finding ways to keep doing what they’ve always done, but on their own time.

You can’t walk a beach forever when you’re in your 60’s or you’ll be walking for the next 30 years.

I only know one man who still does this, but he’s in his late 80’s and didn’t officially retire until about 5 years ago, mostly because he ran out of funds to keep playing the game.

So no. Retirement is a premature death sentence to most people of retirement age who still feel very much alive and well.

As I’ve said so many times before that I’m blue in the face, people don’t die off at 50 or 60 or 70 or 80 the way they used to.

In fact, some don’t seem to die at all as evidenced by the number of childbirths attributed to men in their 80’s with wives in their mid-20’s who’ve been known to add another 20 years to a man’s life.