What Kids Need to Know About Money: Reality Television, Notwithstanding.

abe-money

Misleading advice about money is everywhere, but the most egregious is this:

“Do what you love and the money will come.”

Seriously?

In the real world it reads more like this:

“Do what you love, but make damn sure that it can provide the kind of lifestyle you envision for yourself 30 years down the road.”

Unless you have a verifiable, iron-clad trust fund that cannot be changed or manipulated in someone else’s favor [including another family member], or hail from a celebrity family with a predilection towards generosity, or have a certain talent no one else on the planet has, you’re screwed.

I grew up around kids who bragged about their parents’ multimillion dollar businesses, only to find themselves – at middle age – in a corner office at the same firm on a salary that could never make the down payment on that house on the hill with the big swimming pool.

See, most businesses aren’t worth dirt to their owners until they’re sold.

There are exceptions, but not many.

The sole purpose of starting – and growing – a business is to one day sell it, not love it through sickness and health.

I say this because of all the things in the world you need count on, death withstanding, it’s money.

You can’t live on love or fame or happiness.

Something has to underwrite all of them. Think of it as blood supply provided by the almighty dollar.

Sorry to dust up your fantasies.

Imagine yourself a middle-aged man with no money in the bank and you’re better off with a bullet in your head.

In fact, everyone is better of with a bullet in your head.

Sage advice:

Money first, everything else second.

Then you can learn to play the piano, write a book, or grow your own vegetables and everyone will think you’re a genius.

You’re welcome.

Middle Aged Men and the Young Women in Their Lives

woodyallen1

http://www.salon.com/2015/03/26

Before I delve into this incendiary topic, let me clear something up right away: I’m a card-carrying member of the Baby Boom generation and guilty as charged of dating considerably younger women for the better part of my entire adult life.

I guess you could say this makes me a veteran of sorts, and therefore, the target of hostility from those who assume I exploit and hoard youth.

But here’s a little secret:

It’s the other way around.

See, unless a guy my age is trawling ads on Cragislist, they women in question are trawling for us in places like grocery stores.

We don’t command young women the way we used to. We are either exposed to them over a period of time wherein they do their assessment and decide whether or not to go in, or they target us like snipers and then conquer us through unimaginably guile.

So we’re the victims if truth be told.

All we have is experience, more money – and a lot more appreciation – which appears to be straw that broke the camel’s back where dating young men is concerned.

But I gotta tell ya, it’s not a cakewalk, either. Young women are a lot like older women, just better looking.The downside is the raging hormones that more than balance the scales in many minds, lest you think its a panacea.

Notwithstanding, a lot of successful older guys I know just get tired of being reminded that their time is fraying at the edges, and what better way to obviate this unfortunate existential dilemma than to date women who remind them that tomorrow is not only worth living for…but that life may, in fact, be the dream we suspected back in the 70’s.

Either way, youth and beauty are like all-natural syringes of heroin, just more expensive in most cases.

If you can get past that, most would concede that you’ve reached the top of the mountain, and can now officially die with a smile on your face.

As for Woody Allen and everyone else with an appreciation of beauty – and the means to attract it [whatever that may be]  – women are officially adults at the age of 18.

And while I don’t know many men who would have an interest in a relationship with a woman that young, I don’t know a single solitary one of us who would fail to appreciate everything else about them.

Get real. Men are men no matter what you happen to think about our inability to complete a sentence in the face of beauty.

The Rich Fantasy Lives of Urban Middle-Aged Men…and the Cognitive Skills to Survive Them.

winners-never-give-up

Now John at the bar is a friend of mine
He gets me my drinks for free
And he’s quick with a joke or to light up your smoke
But there’s someplace that he’d rather be
He says, “Bill, I believe this is killing me.”
As the smile ran away from his face
“Well I’m sure that I could be a movie star
If I could get out of this place…” Piano Man, Billy Joel

~~~ ~~~ ~~~

1] Why am I not a rock star?

2] Why don’t I have my own syndicated radio talk show?

3] Why am I not taking Letterman’s place?

4] Why aren’t the phones ringing off the hook with glamorous acting jobs, TV appearance bookings, 7-figure book deals?

5] Why don’t I own a Gulfstream?

6] Where is my entourage?

7]\ Where am I?

8] Who am I?

~~~ ~~~ ~~~

If any of this sounds familiar, welcome to midlife, a precarious period in a man’s life, usually between the ages of 48 and 64, when everything you did in your life is now done and everything ahead is on thin ice.

While most of these items listed are exaggerations, the psychopathology behind them is everything but.

To combat this aberration of thought [self-persecution], I’d like to start an exercise I rely on to get me through the noise when it’s so loud I want to take up cliff diving.

First, I want you to put your hands on a Magic Marker. I prefer black ink because its more direct.

Then, get a large sketch pad which you can find at any Office Max.

Now, open the marker and draw a straight line down the center of the page.

On the left, write down the question you’re pondering; the one that triggers rage, anxiety and depression.

For our purposes here, let’s start with question #1:

#1] Why am I not a rock star?

For most of us, the right side of the column will look something like this:

a] Because I’m not a professional musician.

b] Because I chose to attend Business school in Rhode Island rather than sleep on the streets in Hollywood.

c] Because I’m risk-averse, in general.

Excellent. So now you’re answering your own questions and can now go back to enjoying your lunch.

#2] Why don’t I have my own syndicated radio talk show?

a] Because I’m not in the radio business.

b] Because I have never been in the radio business.

c] Because I had no interest in the radio business until “Rush Limbaugh” made me rethink that decision.

#3] Why am I not taking Letterman’s place?

a] Because Stephen Colbert just took it.

b] Because you’re not a stand-up comedian.

c] Because you’re not, nor have you ever been, in the television business, and therefore, neither you nor Mr. Colbert are in competition.

#4] Why aren’t the phones ringing off the hook with glamorous acting jobs, TV appearance bookings, 7-figure book deals?

a] Are you currently a professional actor? If not, scratch the first one. 

b] TV appearances usually involve people who either survived a jump out of a commercial airliner without a parachute, or those born into a celebrity families they can’t wait to tell the world about. 

c] As for “7-figure book deals” NOT involving celebrity gossip, you might ask yourself if you’ve ever written a book, much less taken a course in high school English. 

#5] Why don’t I own a Gulfstream?

a] Most celebrities cannot afford to own Gulfstream aircraft, so they buy timeshares in them.

b] The oil and gas company you’ve been working for has a fleet of 7 Gulfstreams. If you had become a Vice-President, you’d been flying on one yourself.

c] Most people who can afford to outright own their own jets were usually born into the money. The rest you can count on two hands.

#6] Where is my entourage?

a] You have a wife, three kids, two cats and a Labrador Retriever. Isn’t that enough?

b] Once you’re past a certain age the last thing you want is to be bothered by an entourage, much less anything – or anyone with their hand out. 

c] Entourages are for elite professional boxers who will probably blow through everything before they hit your age. Way before. I can name names you already know.

#7] Where am I?

a] By this, most middle-aged men are referring to where they are in the context of their lives and accomplishments. So start jotting down your accomplishments – without comparing them with people you don’t know, but can’t stop hearing about.

b] If you’re still healthy, reasonably happy, and financially secure at middle age, you’re a celebrity to anyone who is not. 

c] If you have a swimming pool in addition to everything else, you deserve a backhand from God.

And finally…

#8] Who am I?

a] I might suggest ancestry.com.

If this isn’t what you’re referring to, dial 911. 

Middle-Aged Men in Bars

a man sitting by at a bar with a glass of alcohol in his hand

When I was in my 30’s and 40’s I had lots of single friends who spent an inordinate amount of time in bars.

We were all in shape, health conscious, and forever hoping to one day stumble upon someone who shared our journey.

It wasn’t that we necessarily expected anything monumental to occur, but we couldn’t preclude the possibility, which was the real hook.

Then down the road we met “the one” and the bar days were over.

For many there was marriage, children and career which went on for 20 or 30 years until it all fell apart and they were back at the same bars, hunting the same fantasies.

Understand that older men don’t spend all their time with hookers in Aspen, Monaco, and the Swiss Alps – or have an interest in attending endless galas and benefits.

Many of us do what we’ve always done: Work, go to the gym, and, at the end of the day, find ourselves alone.

I know it sounds weird, but it’s true.

So now what?

Are we supposed to sit home and read history books about dead people?

We may not look like people half our age, but we share similar hopes and dreams where lust and love are concerned.

I know this is irksome, provoking queasiness in the young, but as long as we are alive and well, this is what you can expect from us.

When you’re older you’ll understand.

You might also notice that the very second one of your buddies meets the woman of his dreams, he’ll disappear from your life like an exploding star, never to be seen or heard from again until his relationship fails, at which point your phone will start ringing off the hook at age 50.

See, unlike women, men tend to go to ground and hoard, while they find a middle ground between commitment and an exit strategy.

This is why bars these days are filled men of all ages, your existential nightmares notwithstanding.

“Dadbods” and the Soccer Moms Who Love Them

leonardo-dicaprio-MAIN

In this photograph, Leonardo DiCaprio sports the sexy new “Dadbod.”

http://hiit-blog.dailyhiit.com/hiit-life/leonardo-dicaprios-dadbod-is-the-new-hot-body-type-for-men/

I added a second link below of a survey of women who seem to prefer a bit of flab over super fit by a wide margin [no puns].

http://hiit-blog.dailyhiit.com/hiit-community/75-women-prefer-flab-abs/

~~~   ~~~   ~~~

Men of my age [and socioeconomic demographic] feel entitled to physically beautiful women because beautiful women feel entitled to men of relative achievement and success.

The more success = the more beauty.

It’s a simple equation that cuts both ways.

And while no one complains about both parties being in top physical condition, women are less inclined to appreciate what they consider to be physical competition.

Why?

1] It makes them feel less secure about their bodies than they already do, no matter how beautiful they happen to be.

2] It makes aging an even bigger existential nightmare than it already is since older people look worse than younger people no matter what Koolaid you’re drinking. 

3] It forces women to sleep with one eye open knowing other women are angling for their successful – and damn good looking– husbands, which places even more pressure on them to remain physically flawless, even though it’s physically impossible.

SUMMARY

While most in-shape women would probably consider DiCaprio out of shape and in dire need of a bra, they would also be the first ones in line should he express an interest in them.

The same cannot be said of men if the woman in question happened to be physically unattractive.

This disparity is at the crux of the phenomenon.

Bad Lighting the Leading Cause of Spontaneous Low Self-Esteem Among Middle-Aged People…[or any people over the age of 17]

dressing-room

http://thoughtcatalog.com/emma-golden/2014/02/dear-nordstroms-dressing-rooms-please-stop/

I don’t care how good you think you look, how many days a week you work out, how clean you eat, how smoke-free you are, how moderately you drink, how much rest you get, how hydrated you stay, or how reasonable your stress levels – one day you will find yourself trying on bathing suits at Nordstrom’s and walking out with your therapist on the phone.

Blame the lighting.

Fluorescent lighting has shown to agitate, depress and turn violent aging rats, so you know its true of humans.

Of course, kids love bright lights.

They can see themselves and everyone else with crystal clarity, imperfections and all…which is the point since you can’t find any.

They aren’t conscious of harsh shadows, crows feet, sagging skin, thinning hair, or any of the other line items of attrition that aging ushers forth in the rest of us with a smirk.

Old people also like bright light because they don’t want to trip on something and break a hip. It also bears noting that because they’re old beyond anything lighting can further damage, vanity isn’t on the table. Now it’s just plain physical survival.

Additional note: Old people also tend to read things once known as newspapers, which don’t project, but rather absorb light.

For the rest of us, it’s an existential nightmare.

In my case, bright overhead lights can trigger ocular migraines, and sometimes, the things I cited about rats.

With lighting being such a big deal to people caught between youth and old age [the same demographic with all the money and power], why then do businesses not seem to take this into account?

Let’s take a look at the 5 worst offenders, “1” being the worst:

#1 Department Store dressing rooms.

#2 Restaurants

#3 Coffee shops

#4 Office buildings

#5 Art galleries

~~~  ~~~  ~~~

#1 Walk into most department store dressing rooms [Nordstrom’s being the worst], and every positive thought you ever had about the the way you look – all the trials and tribulations you endured to get there – are now in ruin.

When I enter the dressing rooms at Neiman Marcus in Houston, there are two sets of lights: One set in the front, and one behind. They are controlled by light switches next to the door. What I do is turn off the ones in front of me and use the back lights as fill-only. They are indirect, so what I experience is bounced light [off the back wall] which is plenty enough to fill in all the spaces without burning out my brain cells. The guys who bring clothing to me often flick the other switch back on when entering the dressing room as if something was wrong, but explain to them that something will be wrong if they touch it again, they get the idea.

See, their idea is to highlight the clothing, while the customer is far more interested in seeing how animate and inanimate objects work together.

If I ran a department store, the first thing I would take into consideration is how good I can get my customers to feel about themselves in my $1000 jackets.

#2 Have you ever wondered why restaurants are such dumb-asses about lighting? You have all these people spending a fortune on clothing and prep time to come to your establishment to look the best they possibly can, and you single-handedly destroy their evening with your crappy drugstore lighting. When I walk into ANY high-end restaurant, I have the same expectations I have of live theater. Great performances under beautiful light. Unfortunately, that table for 4 in the corner corner has a spotlight on one of the seats, which is why the last person to arrive gets it.

Restaurants should make flattering light a priority, but for whatever reason don’t. There are exceptions, but not many.

Note: I have offered my lighting advice to restauranteurs throughout Houston, but have yet to find a taker. Stupid is as stupid does, I guess.

#3  Coffee shops are places people go to socialize and/or get work done outside of the house. But they’re greater purpose is providing a more civilized environment to hook up under the pretense of everything but. With this in mind, would it not best serve the financial objectives of these establishments to make them as comfortable [and flattering] as possible? Notice that, once again, most people tend to sit in the seats without the halogen over them like a death star.

#4 Yesterday I had the occasion to walk into the sales offices of my health club. What I noticed was that the entrance area was lit with florescence, but every individual was lit like a psychiatrist’s office: Warm, soothing, and serene enough to calm even the most anxiety-ridden patient. No wonder the place has over 7000 members.

#5  Art galleries must come to a place of acceptance that the art on display is secondary to how people feel about themselves when looking at it. I can’t count the number of galleries [many of the same ones I exhibit in], that place spot lights on both the art and the people viewing it. Why is this? Please tell me why we need to light the people in attendance?!? Is is laziness? Stupidity? Both? I don’t get it. Focus on the art, flatter the people and the sales will mount. Enough already.

SUMMARY

Not everyone is like me.

Some people my age just don’t care what they look like.

I’ve been told this is true, but have yet to meet any of these people.

 

Why Men Act Strangely at Middle Age…and Beyond?

bruce jenner 1979 ap

Bruce Jenner, 1976 Summer Olympics, Montreal.

bruce-jenner-gender-surgeryBruce Jenner at age 65, and transitioning into a woman.

Bruce Jenner’s interview with Diane Sawyer, 2015.

~~~

Eventually, we all reach a point in life when we start running the actuarial tables, and realize that less days are ahead than behind.

We’ve done it all; been successful, respected, loved and experienced life in all its glory more times than we can count.

Now what?

Here we are at the precipice of twilight, with money in the bank, time on our hands to be the person we always wanted to be, and a stopwatch on the horizon the size of the sun. 

It has a way of pressuring us in ways that you have to experience yourself to appreciate.

Some men continue doing what they’ve always done: making movies, transplanting hearts, writing books.

Others explore hobbies they never had time to pursue during the career years, like sailing, skydiving or marathon running.

Among them there are those who lived their lives in ways they considered disingenuous, in spite of all the professional accolades, familial surroundings and beers with the guys during football season.

Men, in general, are not comfortable discussing anything but radiator leaks and headaches, so visualize an aging, one-time Olympic gold-medalist and reality television star with an gender identity issue and Bruce Jenner begins to make sense.

The carnage has to find its way out somehow, and since he’s not getting any younger, and can afford the procedures and security details, why not?

If I were a gay man trapped in a heterosexual relationship, this would be a good time to get a divorce.

If I felt trapped in corporate conformity for the sake of the almighty dollar, I might find myself ditching it all for a job as a trail guide in Telluride, or bar owner down in Acapulco.

Again, if not now, when?

Older men of ambition and drive are still fueled by the same forces that paved the way for their success. These forces don’t die. They do, however, morph, often resurrected when time starts running out and fantasies are still doable.

Jenner’s transition may or may not be a symptom of some severe psychiatric disorder, but he still manages to function in society, pay his taxes, do a reality television show…and show up on time for an interview with Diane Sawyer.

Insanity is not the first thing that comes to mind. Curious, is.

The extreme juxtaposition of masculine Olympian with transgendered person.

But contextually, it’s no different than a “traditional family man” and closeted homicidal sociopath, so there’s that.

And besides, most older men I know are not the people they present.

Some are men of the cloth, and child molesters; others happily married to one woman and happily screwing another. You just never know.

At least Jenner was open about it.

Whatever else he may or may not have done in his life is his business.

You may not like it. You may find him repugnant, deluded, lost. But it’s not your life. Thankfully, you don’t stand in his shoes.

As for it’s impact on society, it’s all about parenting.

Without it, there is no society to speak of as evidenced by children running the streets like revenants from hell.

Steroid Use Among Affluent Urban Boomers Considered “Maintenance”

article-1294029-0A65EBCC000005DC-498_233x388

What you’re looking at is a close-up of Sylvester Stallone’s left arm, wrapped in what appears to be distended tunneling, courtesy of steroids.

It was then shaven and bronzed to set off the highlights.

This is what aging gracefully looks like to many affluent urban men; the same men who berate older women for plastic surgery overkill, but I digress.

Taking testosterone in combination with Human Growth Hormone [HGH] usually starts when a man hits his mid to late 50’s and realizes his endurance isn’t what it used to be.

He may also notice that losing body-fat requires twice the effort and ten times the pain, not to mention the emotional pain of endless dieting.

So he turns to testosterone because on a certain level it works as advertised.

You bleed body-fat while building muscle on half the sleep and twice the energy.

Bingo.

It’s become so “mainstream” I’m sure Prada will soon design cases for all the syringes.

My trainer knows which of his older clients ” juice” and which don’t and then trains us all accordingly.

I happen to be in the minority of men who do not take testosterone, which means I can only train hard 3 days a week for one hour, instead of 6 days for 3 hours a session.

As a result, my arms also don’t look like Stallone’s in spite of the fact that they are still lean and muscular.

As for my abs, they are visible, but not distended and sunken around preternatural ravines.

Remember, steroids build muscle everywhere except for the sexual organs, where they tend to have the opposite effect.

The upside for me is as follows:

1] My body can still produce its own testosterone naturally

2] I don’t need regular blood-work to scan for high PSA levels

3] I don’t succumb to things like road rage in spite of my already passionate nature. 

The downside for me is psychological: I am at a disadvantage around the men I train with who recover like teenagers on 4 hours of sleep.

It can be depressing, believe me. I’m walking wounded while they bounce off the walls like rabbits on methamphetamine.

Needless to say, the pressure to capitulate to the testosterone craze allure is constant.

I literally struggle every day to remain sober, this as the cacophony of radio and television ads and infomercials extol the virtues of the needle under the pretense of wellness.

With this as a backdrop, I have a power-lifting meet this July.

In order to exceed my previous records, I not only have to train brutally hard, but even more importantly, brutally smart given my mortal attributes.

At this writing, I’m still on the wagon. But it takes ever fiber of willpower not to indulge just once in the fountain if youth.

Fortunately, the USAPL drug tests, so there’s that.

But I know that time alone will tell whether or not I take the plunge because I certainly can’t guarantee it at this writing.

Stay tuned.

According to New Reports, Middle Age Lasts Until 74

slide_312094_2781445_free

Pierce Brosnan, 61

http://www.telegraph.co.uk/news/uknews/11539573/Middle-age-now-lasts-until-74-as-baby-boomers-refuse-to-grow-old.html

“For many people, 70 is the new 50 and signifies the quiet revolution that has taken place in longevity”

…………….

Among the many trending narratives of the day is the one about Baby Boomers who refuse to age, as if that’s a bad thing.

Would you want to age “gracefully” if you didn’t have to?

Before you answer this question, allow me to put forth my definition of “graceful aging:”

“The process by which a middle-aged male agrees to accept natural physical attrition in exchange for a gated community in Florida.”

In my view [and I’m not alone] this is akin to suicide in slow motion, otherwise known among my circle as the dragging out of the end to eternity until you can’t remember where it all started.

So no.

I don’t know anyone willing to “let go” unless they’re in a psych ward for clinical depression or dying of colon cancer.

An average man who retired in 2012 can expect to live until the age of 86.2 years, while a woman who turned 65 last year would have 23.9 years still to live on average, the ONS estimates.

That’s a lot of time to “drift.”

In my socioeconomic demographic. men are often in the best shape of their adult lives, working out regularly, eating right, getting medical check-ups on an annual basis, and making damn sure their teeth look better than they did when they were in their 20’s, among other things. Believe me, I could go on.

I might also add to this [because it wouldn’t make sense if I didn’t], that most of the men to whom I’m referring are well-educated, urban folk of an upper income variety.

They tend to be ambitious, successful men who carry these traits with them throughout their lives, which are then shaped and molded by the pressures of big city life.

These are not frumpy men in cardigans and distended bellies.

They’re a lot like men half their age, only richer, wiser…and, in some cases, more mature.

They take their health seriously because they would rather go out in a blaze of glory than to fade into irrelevance and obscurity.

Examples in popular culture alone are legion.

Such men don’t lay down for the next generation not only because they’re not finished with their own, but because the generation behind them represents the lion’s share of the women they date and marry.

If this trend continues, and I see no reason it won’t, the next generation will consider a man of 50 “young” and his wife of 25 age-relevant.