Russian Model Sues Sugar Daddy: Surprise, Surprise.

Here in Houston, Texas, this is so commonplace it rarely makes the news.

Suffice to say, men are idiots, otherwise known as “Soft Targets” [see: Urban Dystrophy, Amazon].

Many middle age men have never dated anyone other than a college classmate with whom they went on to marry and procreate.

Family vacations, aging and existential angst caught up to them and suddenly they’re divorced – or in and out of divorce court.

The money and power and sense of entitlement catch up to them and they want out, but to get out they have to play a game they’re ill-equipped for.

The women in their sites are everything they’ve always wanted, on the surface.

These women know exactly what that is and leverage it like venom.

Now these idiots are broke, estranged and struggling to pay a therapist.

The hooker is just conducting business, for god’s sake.

The Forensics of Rich Older Men and the Young Women in Their Lives


“Hell yes, I’m down. No money. Psychiatric problems I can’t even pronounce. No job prospects. One foot in the gutter. So yea, that old man looks damn good at this point. What other choice do I have? It’s hell out here and I’m not getting any younger…”


After a certain point, relationships tend to be more about conscious asset balancing. This is not cynicism. It’s just another door to love, rather than the one we used when we were in our twenties.

Thus, when people see young women in the company of much older men, they see a very specific equation. But there’s often a lot more to it.

For example, let’s say an affluent man of 65 begins to see a woman of 35.

He may be in excellent physical health while she’s one foot under a bridge.

Men her age aren’t interested in her because she’s fallen through the cracks, in spite of a lingering beauty, unmistakable from days gone by.

Such men easily find others their own age who are successful attorneys, doctors, engineers and other gainfully employed professionals without the physical and psychiatric disabilities.

So she makes a conscious decision to do something about it by leveraging what she does have [youth and lingering beauty] against everything she doesn’t [the list is endless], and comes up with a man 30 years her senior willing to take her on in exchange for companionship and the prospect of real love.

He’s old and successful, she’s relatively young and broken, but with the proper care and financial resources he can rebuild a broken soul while satisfying his own needs at the same time.

She gets elaborate shelter, a constant resupply of meds, funds for medical check-ups, plastic surgery, fillers, Botox, travel and a closet full of designer clothing.

What’s not to love?

Over time she reemerges as someone else, a better her, the one she left behind a decade ago now on top of the human food chain.

And while she did, in fact, “sacrifice” years [Read: work], her efforts paid off handsomely.

Now you know why so many young women are in the company of rich older men, and why money is only part of the equation.

Psychology and the Retirement Nest Egg

heart-moneyMost of us Baby Boomers have launched retirement calculators a thousand times. Almost every financial institution has one, and invariably, the ones we tend to go to offer the most optimistic outlooks on how much we can spend until the day we die.

The problem is that no one knows exactly when they’re going to die, or if they’re going to die for those of us who’ve opted for cryogenic sleep.

Nonetheless, there is still an annual charge for keeping a body on ice, perhaps for a thousand years or more, so there’s that.

So here’s the dirty rotten obnoxious and existential nightmare-provoking truth: You probably won’t outlive your money.

As I stated in my book, Urban Dystrophy, The Perverse Truths About Mid Life in the Big City, a starter portfolio is $5,000,000.

I know I know. How the hell are you supposed to save $5,000,000 on a $500,000 annual salary over the course of 25 or 30 years?

After taxes somewhere in the 39% range, you’re only taking home somewhere in the $300,000 range.

If you own a home that costs $1,000,000, you can expect to pay $25,000 in property taxes and after a 20% deposit, approximately $60,000/year on a mortgage.

Now add electricity and other related home expenses and you’re down to $200,000 — and you haven’t taken a vacation, bought a single meal or paid a single car note.

Back out those expenses and with luck you have approximately $150,000 left over.

If, however, you have 2 kids, you have basically nothing left over.

So, for the past 25 years you’ve made $12,500,000 and don’t have a dime left in the bank.

Even if you were frugal enough to contribute $75,000,000 a year to a retirement account [for 25 years], you would still only have $1,875,000 in contributions, plus investment interest at an average of around 5%, so $2,800,000 – $3,000,000.


If you retire at age 65, that’s not even close to enough for anyone I know.

The reason for this is because you want to live the same way you did before you retired, which means you’ll need a few million more to generate the income you need to avoid running out of money before your time is up.

For most men I know who give a crap about living well in retirement, the number is around $7,000,000.

At a 5% return, you’re still at 350k/year.

If, however, market crashes, feel free to put a bullet in your head because being broke isn’t worth the struggle for older people.


Most men my age validate themselves based upon their relative financial security.

And while every psychiatrist on the planet will call bullshit on this because it’s about as unhealthy a perspective as one might have given the vagaries of money.

But nothing is going to change it unless you plan to join a monastic congregation in Burma.

Money is kind of like a living thing that follows you around wherever you go.

When it doesn’t, you have a big fat fucking problem.

Walk into a car dealership, new prospective home…or hell, the Apple store, and see what happens when the money monster isn’t with you and smiling.

Then you know true meaning of nausea.

The reason you feel the hubris of filthy rich older men with the tans, snow white veneers and $3000 suits is because they’ve beaten the system.

They’ve overcome whatever life can throw at them, shy of a brain aneurysm, stroke or stage 3 cancer.

In other words, they can ride out the highs and low of the stock market, or pay marginal tax increases and still live their lives without making any changes whatsoever.

This is where you want to be, but unfortunately, probably won’t be.

The media is always talking about wealth; who has this or that.

Magazines feature $5,000,000 homes like they’re normal abodes for anyone who’s led a reasonably successful life.

But this is a lie.

The only way to afford a home like that is to inherit it or sell something.

Salaries don’t pay for homes in that price rage.

Investment capital does.

Psychologically, this is a massive hurdle for otherwise success older men facing retirement.

You look down the road at the rest of your life and you don’t see the picture you’ve been sold…and there isn’t a damn thing you can do about it.

Many men lose their younger girlfriends and/or wives to cut backs in lifestyle.

The ones who don’t tend to be with women their own age who have little to no value on the dating market, who and just sty put.

On top of all this we have a government hell bent and determined to tax out of existence everyone in the middle to upper middle class – including the bottom end of the top 3%.

This is because there are more of them than there are people with $100,000,000 or more who don’t feel any tax increases whatsoever.

So now we have an oligarchy and you’re on the wrong side of it.


1] Figure out how much you absolutely, positively need to live the way you want to live and carve your expectations accordingly.

2] Accept that fact that as you near the end of your life, your retirement savings will be nearing the ends of it’s life.

3] Add 5 years to your anticipated lifeline and then hope and pray you don’t outlive it.

4] Find someone in your personal life who can handle stock market turbulence.

5] Don’t marry a gold-digger unless you’re in the $100,000,000 demographic.

Mick Jagger, 72, Fathers 8th Child Melanie Hamrick, 29

243DF49600000578-2884903-image-m-48_1419344998898Melanie Hamrick, 29, is mother to Jagger’s 8th child.

BTW, who cares if it’s his 22nd child? He could father a nation and still support them so shut the hell up.

As for the rest of you, try having just one you can afford.

The rest of us are sick of paying your bills.

Inter-Generational Relationships Are Challenging Like All Other Relationships […with a few exceptions]


So let’s say you’re an attractive 30-year-old woman who’s fallen for a man of 60.

While it may provide shelter from the storm of corporate climbing and adolescent pack animals, it’s not all roses.

There are inherent risks, difficulties, and pitfalls that may prove impossible to overcome.

But most women I know who find themselves in such relationships know exactly what they’re getting themselves into, and won’t leave without a severance package or SWAT standoff.

Generational Divide

An older man may find himself in the position of surrogate parent if the younger woman is substantially younger, or the man is more traditional and/or less fluid in his approach to life.

If, for example, he spent his entire career surrounded by corporate types, adhering to stodgy cultural norms, his ability to communicate with a creative Millennial, for example, may prove impossible.

On the other hand, if he’s lead guitarist for a major rock group or an A-list actor, she’ll assume the role of surrogate parent.

Strong, Powerful Men Didn’t Get to Where They Are by Accident

Older men may have mellowed somewhat with age and maturity, but this mild-mannered guy is only a cover for a ruthless and aggressive nature that got them to where they are in life. In other words, the nice house didn’t happen without a fight.

This usually means that as long as everything is going well, you get the cool older guy. But the moment the shit hits the skids, you get a first hand look at human predation from the perspective of prey. Men will defend and protect their financial interests and prosperity over all else in their lives, including you.

Of course, gorillas do the same damn thing, so it’s not exactly news.

Taming and Older Man is a Ludicrous Pursuit

Why women like to fix older men is beyond me. I can understand trying to get a 25-year-old guy to get out of bed in the mornings, and to get a life. But older men have been there, and at this stage of the game don’t give a shit what anyone thinks about their lifestyle habits.

He’s already self-sufficient. He doesn’t need you to pave the way forward. You can’t cut him off from his friends, or interests, or in any way undermine his life. It’s already worked for him. His entire psychological framework is built around decades of experience. Give it up.

If You’re Seeing a Married Man, Love Isn’t Enough to Shake the Tree

The married guys I know with “women-on-the-side” like the no-strings-attached erotic sex, even the fantasy that love plays a major role in all of it. But understand that it’s still fantasy. All of it. Your best bet is to find a recently divorced older man of affluence, or just go the married route in exchange for college tuition and be done with it. Graduate programs run 50k. Get real.

The Sexual Equation

No matter how successful and older man is he cannot reverse the aging process. Understand that as you turn a year older he turns 7 years older [after a certain point in life]. So if you want to build a long-lasting relationship with him, you better make damn sure your sexual rhythms and desires are on the same page.

While adventure and passion are still very much on the table, things will eventually change.

Of course, it’s also important to keep in mind that a young man will eventually get bored with you, especially after he’s achieved success in his 40’s, and will often replace you with someone half your age that he won’t be bored with. It’s a cycle that tends to repeat itself a few go-rounds in life.

Parental Issues

In my case, the woman in my life’s parents refused to speak to me for the first 3 years of our relationships, assuming that I was buying her love, and at the same time, stealing her youth and opportunity.

Thankfully, it passed and we now have a wonderful relationship. But it was awkward. Be prepared for that.

Completely Different Entertainment Preferences

In many cases, taste in music is a major marker of significant age differences. In my own relationship, though, our tastes were identical.  In fact, she had more Zeppelin albums than I did. Another ironic twist of fate was that I was the one going out every night of the week, while she preferred evenings at home watching TV, painting or video editing.

I could argue that she made me grow up, and that all had to do was provide financial stability, love and commitment in exchange for a more adult lifestyle. It was a small price to pay, and probably paid for itself given my wayward leanings.


Affluent older men do NOT choose women unless they’re prostitutes. It’s the other way around. This is one of life’s biggest misconceptions about the older man/younger woman paradigm.

This being the case, she will decide whether or not she can handle the difference in age, the disparity between their respective success and power, his intransigence, the sex and whether or not he knows – or gives a crap about – Taylor Swift.



“Lyin’ Eyes” Reinterpreted

Don Henley was 28 when he and 27-year-old Glenn Frey wrote Lyin’Eyes.

The year was 1975.

The story goes that they were in their favorite LA restaurant/bar Dan Tana’s where they watched beautiful young women hitting on rich, older married men and decided to write about it.

From the vantage point of men in their 20’s, I can certainly understand their passionate disdain, as they felt entitled to the attention by virtue of youth alone.

Nonetheless, fast-forward to today’s urban world and I will comment on each verse from the perspective of an older man:


City girls just seem to find out early
How to open doors with just a smile
A rich old man
And she won’t have to worry
She’ll dress up all in lace and go in style


City girls know exactly what they doing, which is why many of them are among the 1% without so much as a G.E.D., or discernible profession. 

Late at night a big old house gets lonely
I guess every form of refuge has its price
And it breaks her heart to think her love is only
Given to a man with hands as cold as ice


I have yet to meet a gold-digger who was unhappy in a 10 million dollar home. Not one. Furthermore, most don’t care what’s in a John’s heart, or even that he has one, as long as she gets to travel. Put another way, it’s a symbiotic relationship.

So she tells him she must go out for the evening
To comfort an old friend who’s feelin’ down
But he knows where she’s goin’ as she’s leavin’
She is headed for the cheatin’ side of town


Most gold-diggers cheat. So what? As long as the John doesn’t find out what difference does it make? She’s still faithful to the arrangement.

You can’t hide your lyin’ eyes
And your smile is a thin disguise
I thought by now you’d realize
There ain’t no way to hide your lyin eyes


Most men I know set specific parameters like anyone running a successful enterprise. Applicants sign employment contracts and live within the parameters. 

On the other side of town a boy is waiting
With fiery eyes and dreams no one could steal
She drives on through the night anticipating
‘Cause he makes her feel the way she used to feel


There will always be a boy somewhere waiting for pretty much anyone, anytime. It’s obviously not enough, so she parses.

She rushes to his arms; they fall together
She whispers that it’s only for awhile
She swears that soon she’ll be comin’ back forever
She pulls away and leaves him with a smile


Unless he figures out how to make a bundle, he’ll only be a fleeting screw. Of course, most young guys who make a fortune when they’re young tend to go through women like water, so now who’s crying?

She gets up and pours herself a strong one,
And stares out at the stars up in the sky.
Another night, it’s gonna be a long one.
She draws the shade and hangs her head to cry.


This is the funniest thing I have ever read. Her head is sitting in a $20,000 french armchair with a glass of champagne. Nice try, though. 

She wonders how it ever got this crazy.
She thinks about a boy she knew in school.
Did she get tired or did she just get lazy?
She’s so far gone she feels just like a fool.


Lazy? Are you insane? Women like this work their butt’s off to live like this. What? You think money just falls from trees?

My oh my, you sure know how to arrange things.
You set it up so well, so carefully.
Ain’t it funny how your new life didn’t change things?
You’re still the same old girl you used to be.


Most insightful verse in the song. I’ve never known a gold-digger to change his or her stripes. 

As young men, even they could see that people are what they do.

How Gold-Diggers Parse Love


The following account is real.

I bring this to you not because it news, but because it’s not:



Did you ever really love me?


Honestly, the first year of our relationship I was very much in love with you. We traveled all over the world, stayed in beautiful hotels, dined at great restaurants. It was wonderful. Then your business went downhill and we stopped doing things.


We stopped traveling but we still did things. 


What things? We mostly stayed at home and watched movies.


So you were in love with the lifestyle.


You were the lifestyle.


Understand that many men are simply incapable of falling in love with any woman who doesn’t satisfy an exacting set of physical standards.

The problem is that gold-diggers have those standards etched into the fabric of their DNA, so they hold all the cards.

And people wonder why so many affluent older men become trapped in vicious cycles of defeated expectations, as they try to get “perfect” women to love them for who they are.

In my world, fortunes come and go every day, mostly under these circumstances.

Aging is a weird thing. We learn more about a lot of things, but the basics never change: love, lust, money, but in the reverse order.


Jerry Hall, 59 Engaged to Rupert Murdock, 84


Needless to say, this story is not really about Jerry Hall and Rupert Murdock.

It’s about age differences, and how money and power are balanced against relative youth and relative beauty on a very public stage.

What’s obvious is that Hall stands to inherit a massive sum when he dies, which, from an actuarial perspective, is just around the corner.

So she gives up a few years of her life in exchange for vast riches, while he gets to sleep with a younger woman with whom he shares common interests and lifestyles.

In this sense they both win.

But is this it?

Is it just a business decision?

Does Murdock think he’s being used? Probably not.

Does she love him in the way most people think of love?

I don’t know and neither does anyone else.

What I have found through personal experience that most older women – of which Hall is certainly a member – are far less interested in sex and romance than they are companionship.

There are exceptions, but not many.

Rich Men Prefer Skinny Women: New Research Exposé

street-style-leather-moto-jacket-over-the-shoulders-paris-fashion-week-ray-ban-wayfarer-sunglasses-layered-necklaces-simple-white-dress-peek-a-boo-bra-metallic-waist-thin-belt-small-chaiSs I stated many times before [on this blog], wealthy women prefer to date their financial equals and those withing a few years of their age.

Men? Not so much [on either count].

According to researchers at Chapman University in Orange, Calif., a new study to be published in the January 2016 edition of the peer-reviewed academic journal “Personality and Individual Differences,” validates what I have always believed, that men with more education had strong preferences for female partners who were “good looking,” “slender,” and “younger.” Some 95% of men with an advanced degree said it was “essential” that their partner was “good looking” versus 77% of those with a high school education or less, and 84% of those men said it was essential that their partner was slender versus just 12% of those with a high school education or less.

So what does it all mean?

A depressing confirmation of the worst gender stereotypes that suggests the dating game has not progressed much in the last 100 years? And maybe 1000 if you want to get technical about it.

Using an example from the animal kingdom, “Female bower birds select males with the nicest nest, and in many insects, the female selects a male who offers her a nice gift of prey he has captured.”

Translation: Women prefer nice neighborhoods with swimming pools, just like insects.

Furthermore men prefer slender bodies, which are associated with youth.

As the body’s metabolism slows as one grows older and, slender physiques could represent fertility for men.

I might also add that, beyond the specter of fertility, slender women look better in Chanel and are easier to physically dominate, which is a big deal for many.

The study may help people understand why the advertising industry (and society) puts so much emphasis on women being thin. And it may also throw light on why men strive so aggressively for higher income and assertively negotiate for raises.

Their income clearly affects not only their ability to pay for dates but also their likelihood of attracting a beautiful young, slender partner who looks good in Chanel.

As we all know, men are more visual than women and women have a stronger need to be taken care of both emotionally and financially.

So people with desirable traits are in a position to be more selective.

The study found that both genders reported nearly equally that being with someone physically attractive “to them” is important, which is at least hopeful because it allows for physical imperfections — not the unattainable physical flawlessness we’re bombarded with every day in the media.

Nonetheless, I have seen men with more money than God check each and every line item and then choose the more perfect human female the planet has ever witnessed. Of course, what people want and what they actually get are two different things.
If, for example, a man wants a physically flawless woman with a warm heart, he usually gets only one of them. There’s only so much you can expect from a mating dynamic based on a cold-blooded exchange of commodities.


1] Slender women are preferred because they look best in designer apparel.

2] Slender women are preferred because they look better educated, and thus, more sophisticated.

3] Slender women are preferred because they are easy to physically dominate.

4] Slender women are preferred because in more sophisticated circles, image is everything.

5] Slender women are preferred because the chances of them becoming obese down the road are far less probable. 

Notice I didn’t mention anything whatsoever about character.

This is because men with money assume that women who crave it will just fall in line.

And while they appear to do just that, their reasons for doing have more to do with attracting even wealthier men who expect the same thing.