“Social Injustice:” Another Take on Older Men, Younger Women

If you look at life from the perspective of a food chain, you understand that people get what they need no matter what it takes or what it ends up looking like. We all do. Both genders. Even those that consider themselves to be somewhere in between.

I bring this up because I’m frequently stereotyped as an affluent older man “in possession of” a younger woman.

To wit, the other day I was at the gym and a woman my age referred to my domestic arrangement as characteristic of social injustice. What she meant by this was that I should be with someone my own age, rather than hijacking a younger woman’s youth and beauty for my own insecurities about aging and/or unrequited narcissistic delusion.

See the thing is, most people are passive-aggressive. What comes out of their mouths is usually couched as a general statement, but in fact refers to them directly.

More specifically, the aforementioned woman should have simply said, ” I think you should be with someone your own age, like me and leave the young women to their peers.”

This would have gotten my attention.

Instead, I just saw her for what she was, which wasn’t much in the general scheme of things.

The Hysteria of Irrelevance

The hysterical woman in this video reaches far beyond its political framework.

Yes, it is a political rant, but much more importantly, it’s a statement about what it feels like to live as an obese and unattractive middle-age female in the throes of an existential meltdown over feelings of irrelevance and invisibility.

To some this is quite sad.

To people like me, it’s a chapter in my next book about the stratospheric value of youth and beauty.

As you watch, ask yourself why else anyone would ever acknowledge her?

In deference to what’s left of her sanity, one can certainly understand the motivation to assert her existence to the world, a place that otherwise sees right through her.

In this sense, her rant is an assertion of her existence.

I have to admit it’s been a while since I last witnessed such a bizarre manifestation of self-loathing.

Most of the time it’s just a bridge jump and an obscure Obituary notice someplace you can’t even Google.

Nonetheless, it was entertaining, and therefore, accomplished its end no matter how pitiful or embarrassing to her constituency.

College Debt’s a Bitch. Now What?

http://www.dailymail.co.uk/femail/article-4090330/Men-supposed-caregivers-Former-beauty-queen-lives-lavish-life-sugar-baby-describes-FEMINIST.html

As we all know, morality is relative.

The key to survival these days is the ability to compartmentalize.

Compartmentalization is an unconscious psychological defense mechanism used to avoid cognitive dissonance, or the mental discomfort and anxiety caused by a person’s having conflicting values, cognitions, emotions, beliefs, etc. within themselves.

It’s easier for some than others.

Psychopaths are particularly good at it.

Anyway, in my world [my socioeconomic demographic] such women abound.

The same applies to men, by the way.

Many of these women are fresh out of college with nowhere to go because their degrees were in areas so general that no one could place them on any job application I’ve ever seen.

As for interests, they like to work out, travel, and basically, live life to its fullest.

I’m not familiar with this reality outside of science fiction, but when you back out the human element, it begins to make sense.

“I’m 25, beautiful, reasonably well educated and follow the Rich Kids of Instagram. I’m not all that into getting up and going to some dead end job, and making millions is a lot easier said than done. So what do I have to sell that someone might be interested in buying?

It’s not land because I don’t own any. My car’s shot. And I have a bunch of college debt.

But I have an ass from Hell, which is worth more than some luxury yachts in the minds of many.”

This is backing out the human element looks like, and for many, feels like.

But who cares when you’re dealing in commodities?

Life is fast. Live well, no matter what that looks like is the mantra.

These are not normal, well adjusted kids from wealthy suburban enclaves with law degrees from places like Yale and job offers at a top firms in D.C.

What are you thinking?

Rich Men Choose Younger Women the Way They Choose Automobiles

SAN DIEGO, CA – JULY 23: Actor Harrison Ford and actress Calista Flockhart attend the Premiere of Universal Pictures “Cowboys & Aliens” during Comic-Con 2011 at San Diego Civic Theatre on July 23, 2011 in San Diego, California. (Photo by Frazer Harrison/Getty Images)

http://www.yourtango.com/experts/marina-margulis/over-hill-step-aside

I’m going to say some things here that are going to seriously piss off a lot of people.

Not that you aren’t used to it by now, but I’m really going in on this one.

Seat belts please…

~~~

The article above from www.yourtango.com appeared earlier this year, but brings up certain realities that mirror my own world.

It was penned by a matchmaker who refuses to handle female clients because, as she puts it, “successful older men prefer to date younger women is because THEY CAN.”

“In this tough singles market, if a man pays top dollar for a matchmaker, he expects nothing less than a 29-year-old model.”

And since women are attracted to confidence and power, they embrace older men who are in possession of both…in abundance.

This is not to say that some younger men aren’t filthy rich.

But if a woman is also looking for security, get in line.

Odds are young men have youth and beauty and nothing more, which is why they don’t need matchmakers. They need bodyguards.

Around Houston, it’s commonplace to see drop-dead beautiful young women in the arms of wealthy older men.

In fact, it’s kind of weird not to, unless the couple have been together a long time and she still looks great courtesy of surgeons and cash.

Is any of this fair? In a certain sense, no.

But in the context of commodities in a world of demand and supply, it’s as fair as it gets.

SNAPSHOT

One guy I know has a list of attributes all women he dates must be in possession of…or the “relationship” will last about an hour.

1] Straight white teeth and healthy gums.

2] Clear complexion.

3] Height/weight proportionate [like a fitness model].

4] Fit [like a fitness model].

5] Breasts and butt perky and proportionate [like a fitness model].

6] Stylish

7] Articulate

8] Sexy

9] Funny

10] Trustworthy

Now, as everyone knows, this woman does no exist. So what many men do is divvy up the attributes to see if whatever is missing can be improved upon.

For example, if a given candidate is small chested, breast augmentation is a slam dunk.

If she needs a little toning up, a personal trainer can get right on that.

If her teeth aren’t perfectly straight – or white – there’s a cosmetic dentist on every street corner.

But not everything can be fixed, so he throws the dice and hope she changes.

But most men of true means don’t have to hope for change because they can afford to purchase love like Gucci handbags.

It’s the guys who don’t have quite enough juice to keep the dice from bouncing of the walls every which way who sleep with one eye open.

Understand that the more money and power a man has, the more line items he can check.

As for these young women, did you know that most Americans haven’t been to Rome?

I know. It’s hard to believe.

The same applies to Aspen, Monaco, Paris and the Amalfi Coast.

Did you know that most young women do not own a Hermes handbag?

I’m serious!

So let’s say you’re a 29-year-old woman with looks to burn for the next 3 or 4 years, in a dead-end job, and dating a hot guy who’s sleeping with your best friend, but only when he’s on furlough from prison?

The guy is a derelict. He’s going nowhere but down, and you with him.

Enter a 55-year-old investment banker with class and charm and wit – and yes, money – and the derelict is a very distant memory.

These older men know their positions in the human food chain. They know what they can and cannot do, can and cannot have, and the women are no different.

In the absence of a prominent background and trust fund, the culturally average woman must leverage what she does have in order to acquire what she otherwise never will.

This does not mean that young women who choose to date older men are in it purely for the money. In fact, many fall deeply in love with their daddies.

This is the ideal scenario and it’s more common than you might imagine.

Remember the old expression: “Men fall in love with their eyes, women with their ears.”

So what happens to divorced women in their mid-40’s with kids and a heavy mortgage?

SCREWED.

What rich, powerful, handsome 45-year old guy wants a 45-year-old woman with kids?

He wants a 25-year-old fitness model with no kids and a penchant for travel.

The matchmaker offers these three alternatives:

1] Find a matchmaker who accepts women as clients

2] Join hobby groups

3] Get out of the house

I’ll add three more:

1] Get in the best shape of your life.

2] Make damn sure your teeth are straight and white

3] Find the best plastic surgeon in town for the necessary maintenance.

FINAL REMARKS

As I have said a millions times before, wealthy older women can always hire houseboys.

In fact, I have noticed an extraordinary rise in older women/younger men couplings due to lackluster economic conditions over the past 8 years.

The Symbiosis of Jet-Setting College Students and Rich Older Men

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http://www.dailymail.co.uk/femail/article-3983790/I-adventure-companion-Jet-setting-college-student-tells-flown-country-enjoy-lavish-dates-wealthy-men-insists-NOT-sugar-baby.html

The article above is just one of many such articles appearing in every media format.

YOUNG BEAUTIFUL WOMEN TRAVEL THE WORLD WITH WEALTHY OLDER MEN

Blah blah blah

No news, right?

Women have been doing this for eons.

But today it’s a little different in that women have learned the art of compartmentalization, not unlike homicidal psychopaths who kill without sympathy or remorse and then attend a family picnic.

Of course, the women in question aren’t killing anyone.

They’re just playing a game that’s becoming culturally sanctioned.

That’s the difference.

Today its considered normal to go to Europe with someone you have no emotional interest in, while having a traditional relationship with a bartender back home.

You get your financial needs met by the older man of affluence and everything else met by the bartender.

People these days have wised up to the fact that you can’t have everything under one roof and this is the contemporary answer.

After all, as the Mercedes Benz commercials keep telling us, “you only deserve the very best.”

Apparently this applies to everyone from ex cons to street pimps.

Time Waits for No One, Especially Older Men Who Spend Their Lives on a Couch [at home]

time-knows-no-time-and-waits-for-no-one-255x327As we age, we fall apart.

This is normal and natural.

Falling apart is life’s way of preparing us for death, when we look at our situation and decide it’s better to die than go through any more of the crap we may be facing.

You think back to a time when playing flag football on a beach was no big deal. You walked out to the beach and started throwing the damn ball. Done. if there was no ball, there was a Frisbee. If not that then rocks. Whatever.

There was no shoulder pain, no need to warm up. The joints were healthy, the mind free of all the bullshit that accumulates over time, like clothing you never wear but never seem to get rid of.

Stay in this mindset long enough and you fall into the rumination pit. So get out before it’s too late.

You know where you are, what the situation is, where you are in the scheme of life. The best you can do is mitigate the damage.

How?

By changing everything about your life, excluding nothing.

You will transition from loving meals to hating them. Taking its place will be the shrinking waistline, improved mobility, and absence of adult onset diabetes.

This is why older people are so often heard ordering “fabulous salads” at dinner, when you know they want that rib-eye and mashed potatoes.

It’s a mind trick we all ply on ourselves to get through the payment process to good health.

Then there’s the gym. Yea, the gym. As in you’ll have to go to the gym all the time – and I mean all the time – because anything less than 5 days a week constitutes weekend warrior status, which is worse than not doing anything at all.

If you don’t believe me, try it.

And don’t get me started on how much sleep you’ll need to recover or how much you’ll have to pay a personal trainer to keep you on track.

And did I mention friends, wives and/or girlfriends?

Yea, that too. You’ll need new friends who live healthy lifestyles or you will drop your fitness routine faster than your next heart attack.

And this applies to the significant other in your life. If she’s a fat-ass, you’ll follow suit.

Fitness couples are like codependents. Some think of AA sponsors.

It’s that important.

So now you hate to eat, must face a gym 5 days a week, establish new friendships, and perhaps, find a new wife.

This is when many older men find a therapist and buy an apartment for a stripper.

After all of this is done, you have to be able to let go.

Of everything. Of fate. Inevitability.

You have to accept where you are and go out doing things you love…even if doing them will kill you.

It’s not like you wouldn’t be there already of you hadn’t paid the aforementioned price.

The Forensics of Rich Older Men and the Young Women in Their Lives

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“Hell yes, I’m down. No money. Psychiatric problems I can’t even pronounce. No job prospects. One foot in the gutter. So yea, that old man looks damn good at this point. What other choice do I have? It’s hell out here and I’m not getting any younger…”

…………..

After a certain point, relationships tend to be more about conscious asset balancing. This is not cynicism. It’s just another door to love, rather than the one we used when we were in our twenties.

Thus, when people see young women in the company of much older men, they see a very specific equation. But there’s often a lot more to it.

For example, let’s say an affluent man of 65 begins to see a woman of 35.

He may be in excellent physical health while she’s one foot under a bridge.

Men her age aren’t interested in her because she’s fallen through the cracks, in spite of a lingering beauty, unmistakable from days gone by.

Such men easily find others their own age who are successful attorneys, doctors, engineers and other gainfully employed professionals without the physical and psychiatric disabilities.

So she makes a conscious decision to do something about it by leveraging what she does have [youth and lingering beauty] against everything she doesn’t [the list is endless], and comes up with a man 30 years her senior willing to take her on in exchange for companionship and the prospect of real love.

He’s old and successful, she’s relatively young and broken, but with the proper care and financial resources he can rebuild a broken soul while satisfying his own needs at the same time.

She gets elaborate shelter, a constant resupply of meds, funds for medical check-ups, plastic surgery, fillers, Botox, travel and a closet full of designer clothing.

What’s not to love?

Over time she reemerges as someone else, a better her, the one she left behind a decade ago now on top of the human food chain.

And while she did, in fact, “sacrifice” years [Read: work], her efforts paid off handsomely.

Now you know why so many young women are in the company of rich older men, and why money is only part of the equation.

“Billionaire Executive, 56, Dates 22-Year-Old Woman.” So What?

373C67AD00000578-3740712-image-a-36_1471220471228

http://www.dailymail.co.uk/news/article-3740712/Billionaire-real-estate-executive-56-divorces-wife-15-years-date-22-year-old-Harvard-student.html

This is decidedly a “non-story.”

So why did I publish it?

To make yet another in an eternally long string of identical points, that wealthy older men who date much younger women are simply leveraging assets the way everyone does at every stage of life.

Young men leverage youth, beauty and the prospect of future success while older men leverage success, maturity and appreciation, among others.

It’s all asset management, consciously or otherwise, but usually consciously.

Then, and only then does everything else matter.

It’s no different than everything else in life.

We leverage what we have at our disposal and for those who come up short, you see comments like the following:

“I hope she gets half the money”

“Oh god, lol! What a joke!”

“I’ll date ya, man. I’m not a female, but for the amount of cash you are willing to throw around, a little experimentation is ok.”

“It’s good to be rich…..It’s then you only see that ALL women have a price tag !”

“Rich men can be the biggest fools when it comes to women. They might have loads of cash but fail to own mirrors.”

If everyone could afford their fantasies, they wouldn’t blink.

Now you know a little more about the people commenting, both men and women.

Psychology and the Retirement Nest Egg

heart-moneyMost of us Baby Boomers have launched retirement calculators a thousand times. Almost every financial institution has one, and invariably, the ones we tend to go to offer the most optimistic outlooks on how much we can spend until the day we die.

The problem is that no one knows exactly when they’re going to die, or if they’re going to die for those of us who’ve opted for cryogenic sleep.

Nonetheless, there is still an annual charge for keeping a body on ice, perhaps for a thousand years or more, so there’s that.

So here’s the dirty rotten obnoxious and existential nightmare-provoking truth: You probably won’t outlive your money.

As I stated in my book, Urban Dystrophy, The Perverse Truths About Mid Life in the Big City, a starter portfolio is $5,000,000.

I know I know. How the hell are you supposed to save $5,000,000 on a $500,000 annual salary over the course of 25 or 30 years?

After taxes somewhere in the 39% range, you’re only taking home somewhere in the $300,000 range.

If you own a home that costs $1,000,000, you can expect to pay $25,000 in property taxes and after a 20% deposit, approximately $60,000/year on a mortgage.

Now add electricity and other related home expenses and you’re down to $200,000 — and you haven’t taken a vacation, bought a single meal or paid a single car note.

Back out those expenses and with luck you have approximately $150,000 left over.

If, however, you have 2 kids, you have basically nothing left over.

So, for the past 25 years you’ve made $12,500,000 and don’t have a dime left in the bank.

Even if you were frugal enough to contribute $75,000,000 a year to a retirement account [for 25 years], you would still only have $1,875,000 in contributions, plus investment interest at an average of around 5%, so $2,800,000 – $3,000,000.

Seriously?

If you retire at age 65, that’s not even close to enough for anyone I know.

The reason for this is because you want to live the same way you did before you retired, which means you’ll need a few million more to generate the income you need to avoid running out of money before your time is up.

For most men I know who give a crap about living well in retirement, the number is around $7,000,000.

At a 5% return, you’re still at 350k/year.

If, however, market crashes, feel free to put a bullet in your head because being broke isn’t worth the struggle for older people.

THE PSYCHOLOGY OF MONEY

Most men my age validate themselves based upon their relative financial security.

And while every psychiatrist on the planet will call bullshit on this because it’s about as unhealthy a perspective as one might have given the vagaries of money.

But nothing is going to change it unless you plan to join a monastic congregation in Burma.

Money is kind of like a living thing that follows you around wherever you go.

When it doesn’t, you have a big fat fucking problem.

Walk into a car dealership, new prospective home…or hell, the Apple store, and see what happens when the money monster isn’t with you and smiling.

Then you know true meaning of nausea.

The reason you feel the hubris of filthy rich older men with the tans, snow white veneers and $3000 suits is because they’ve beaten the system.

They’ve overcome whatever life can throw at them, shy of a brain aneurysm, stroke or stage 3 cancer.

In other words, they can ride out the highs and low of the stock market, or pay marginal tax increases and still live their lives without making any changes whatsoever.

This is where you want to be, but unfortunately, probably won’t be.

The media is always talking about wealth; who has this or that.

Magazines feature $5,000,000 homes like they’re normal abodes for anyone who’s led a reasonably successful life.

But this is a lie.

The only way to afford a home like that is to inherit it or sell something.

Salaries don’t pay for homes in that price rage.

Investment capital does.

Psychologically, this is a massive hurdle for otherwise success older men facing retirement.

You look down the road at the rest of your life and you don’t see the picture you’ve been sold…and there isn’t a damn thing you can do about it.

Many men lose their younger girlfriends and/or wives to cut backs in lifestyle.

The ones who don’t tend to be with women their own age who have little to no value on the dating market, who and just sty put.

On top of all this we have a government hell bent and determined to tax out of existence everyone in the middle to upper middle class – including the bottom end of the top 3%.

This is because there are more of them than there are people with $100,000,000 or more who don’t feel any tax increases whatsoever.

So now we have an oligarchy and you’re on the wrong side of it.

WHAT TO DO

1] Figure out how much you absolutely, positively need to live the way you want to live and carve your expectations accordingly.

2] Accept that fact that as you near the end of your life, your retirement savings will be nearing the ends of it’s life.

3] Add 5 years to your anticipated lifeline and then hope and pray you don’t outlive it.

4] Find someone in your personal life who can handle stock market turbulence.

5] Don’t marry a gold-digger unless you’re in the $100,000,000 demographic.

Why Rich Older Guys Can’t Find the “Right” Women

sugar-baby-travel

The reasons men of means have difficulty finding true love has everything to do with them, and nothing whatsoever to do with the relative health of their investment portfolios.

~~~

The following is a conversation between yours truly and one of these men.

By the time you’re half way through it, you’ll understand the dilemma.

“John” is a nom de plume.

JOHN

“I just met this woman who is perfect! Perfect body, nice skin, teeth…and she has a perfect ass. A little flat on top, but I can fix that.”

ME

“Where did you meet her?

JOHN

At a really nice steakhouse. She was at the bar having drinks with a girlfriend.

ME

Is she from here?

JOHN

I think so. She’s in school.

ME

How old is she?

JOHN

33

ME

So she’s getting a graduate degree or something?

JOHN

I don’t know all of that, but she is really into fitness and wants to workout with me at the club.

ME

I’m sure she does. What does she do for a living? Does she have a job?

JOHN

Yea, she’s in medical sales or something like that. She’s really smart.

ME

I bet.

~~~

So this is how it all starts.

There’s a checklist that runs in the blood.

You’ll notice the same list in 22-year-old men who don’t have resources and children that must withstand their poor life choices.

Such men can ebb and flow with the tides, relatively unscathed.

But when an older man of means gets caught up in what feels like a rip current, it can drag his entire life straight to hell before he has time to repair the damage.

The point is older men of means have a tendency to forget their age and financial station relative to the women they choose to date.

In their minds, they’re still at Stanford, and the women are on a field in front of them carrying lacrosse rackets.

This is the delusion that settles in like virus and hides out in their spinal columns for the duration of their lives.

It’s incurable, but it can be contained.

Unfortunately, containing it is akin to death to many, so it just does what the hell it wants until there’s nothing left to do.

I can’t tell an older man that his choices are ass-backwards. He doesn’t want to hear it.

What he wants to hear is that a beautiful young woman of unknown origin and lifestyle will love him for who he is.

He wants it to all the be same way things were 30 years ago.

This is the psychopathology.

This is also why these men rarely – if ever – find the “right” women.

They don’t exist anymore than the person they were 30 years ago exists.

Now they’re standing at a steakhouse bar in the middle of a massive metropolis, hallucinating.

And who takes advantage of their hallucinations?

You guessed it.

5 Bullet Points of Note

1] Never choose a woman based solely upon her appearance thinking you can fix the rest of it. In her mind, the rest is not broken. You are.

2] If a woman in a steakhouse says she’s in school at 33, she is in class where you’re standing.

3] Your fantasies are public knowledge, which means that the women you meet have your number.

4] Line items are fine, but not particularly practical.

5] Imagine your world without money and then place that template over the women in your sights.